Property Tax Calculator Singapore
Estimate annual Singapore residential property tax from Annual Value using current IRAS owner-occupier and non-owner-occupier rates.
How to use this property-tax calculator
Enter the property's Annual Value and choose whether it is owner-occupied or non-owner-occupied. Use it to estimate the annual and monthly property-tax burden when comparing own-stay and investment scenarios. It depends on IRAS Annual Value and prevailing rates, so verify the final bill with IRAS.
Property tax starts with Annual Value, not your purchase price
Use the property's Annual Value (AV) assessed by IRAS. Do not enter the sale price or simply multiply your own monthly mortgage payment by twelve. The applicable residential tax bands depend on whether owner-occupier treatment applies.
Before you compare ownership costs
- Check the current AV and the occupancy treatment on your IRAS property-tax notice.
- Remember that tax bands are progressive: the highest applicable rate is not charged on the entire AV.
- Check the relevant year's rebates and any change in occupancy separately. This planning estimate is not your final IRAS bill.
Read the IRAS property tax rates and occupancy rules. Source reviewed 5 September 2026.
For an investment, include property tax alongside maintenance, vacancy and financing in the rental yield calculator. Buyer stamp duties are a separate purchase cost, not an annual property tax.