Calculator

Decoupling Calculator Singapore

Estimate transfer value, BSD, ABSD exposure and rough cash needed when one co-owner transfers a share to another.

How to use this decoupling calculator

Enter market value, share transferred, outstanding loan and the receiving owner's buyer profile. Use it to rough out transfer value, BSD, possible ABSD and cash exposure before speaking with a lawyer and banker. Decoupling is highly fact-specific and should not be acted on without professional advice.

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This calculator is an illustration only. Rates, eligibility rules and tax treatment can change. Verify the final figures with IRAS, MAS, CPF, your bank, lawyer or relevant professional before acting.

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