Calculator

Interest Savings Calculator

Compare your current property loan package against a new rate and estimate monthly savings, total interest savings and fee break-even.

How to use this interest-savings calculator

Enter your outstanding loan, current rate, proposed new rate, remaining tenure and refinancing fees. Use it to estimate monthly savings, total savings and fee break-even before asking your bank or broker for a repricing or refinancing quote. It does not include lock-in penalties, legal subsidies, clawbacks or repricing restrictions.

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This calculator is an illustration only. Rates, eligibility rules and tax treatment can change. Verify the final figures with IRAS, MAS, CPF, your bank, lawyer or relevant professional before acting.

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